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How Does QTS Refund Advance Loan Work?
When you file your taxes with a QTS Tax Pro in person or virtually just let them know that you would like to get a refund advance loan.
If approved you will be sent a text message and email with your approval. You will receive your Refund Advance funds in your bank account or via check from our office the same day or within 24 hours.
We make this super easy, on the application you will approve the refund advance loan to be repaid from your refund automatically.
Why People Love QTS Refund Advances
Get money in your account the same day you file with QTS! Why wait on the IRS.
Why Wait For The IRS? Get Your Money Today!
After the holidays everybody is ready to get their tax refund asap! With our Tax Refund Advances you can do just that! Get your money within 24 hours of filing. You no longer have to wait the 21 days or more on the IRS to send you your funds.
Our Tax Refund Advance options vary:
No Interest, No Fee Refund Advance
If approved this Refund Advance is issued in 3 amounts $250, $500, or $1,000. You do not pay any interest fees.
Refund Advance with Interest
If approved for an advance of $1,250 up-to $6,000 the loan will carry a 36% APR
People Love QTS.
Hear why our clients trust us to get them a max Tax Refund year-after-year
QTS Refund Advance FAQ's
A QTS Refund Advance is a loan that is automatically repaid when you receive tax refund.
QTS Refund Advance loans are issued by Pathward®, N.A., Member FDIC; it is not your tax refund.
You can apply for a Refund Advance loan when filing your taxes with QTS between Jan. 2, 2024 and Feb. 29, 2024.
We offer Refund Advance loans the same day up to $6,000. Our loans options vary:
No Interest , No Charge Refund Advance
If approved these loans are issued in 3 amounts $250, $500, or $1,000.
Interest Bearing Refund Advance
If approved for an advance of $1,250 up-to $6,000 the loan will carry a 36% APR
The amount of the interest that you pay you will depend on how many many days it take to repay the advance from your tax refund.
Repayment Fee Examples:
- If your refund is deposited within 14 days from receiving your advance your cost per every $1,000 borrowed would be $13.81.
- If your refund is deposited within 21 days from receiving your advance your cost per every $1,000 borrowed would be $20.71.
Max Interest Charges
You can only accrue Interest charges for a maximum of 60 days.The max cost per every $1,000 borrowed would be $59.18
- Efile your tax return with QTS
- Be expecting a sufficient refund by the IRS and
- A QTS Tax Pro will submit an application to our bank provider Pathward®, N.A., the lender.
- The bank will evaluate your application based on standard underwriting criteria and makes the decision to approve or deny your application.
No. The bank Pathward®, N.A. may review your credit report as part of your application, but the review will not impact your credit score.
In most cases QTS Refund Advance Loans are issued the same day you efile your taxes and apply for the Refund Advance loan.
In some cases you may have to wait up-to 48 hours.
Your Refund Advance can be sent directly to your bank account or a QTS Tax Pro can provide you with check.
The Refund Advance loan will be repaid from your directly from your tax refund, along with any tax preparation fees and other amounts you authorize. The remaining funds will be delivered via the disbursement method chosen during tax preparation, card or check.